Transportation Insurance Quotes | Insureon

08, Sep. 2025

 

Transportation Insurance Quotes | Insureon

Transportation businesses that own a vehicle typically must carry commercial auto insurance. The specific car or truck insurance you need depends on:

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  • Where your business operates
  • The type of cargo you move
  • Whether you tow vehicles or other items
  • Whether you use trucks or heavy equipment

The Federal Motor Carrier Safety Administration (FMCSA) has additional insurance requirements for owner operators and others in the trucking industry, especially for long-haul truckers who cross state lines.

Check the laws in your state to see when coverage is required.

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Small transportation companies with low risks don't have to pay a lot for business insurance.

Insurance companies look at several factors when determining the price of insurance, including:

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  • Type of business, such as delivery service or moving company
  • Value of business property
  • Business location
  • Number of employees
  • Policy limits and deductibles
  • Claims history